Taxes in Berneck

Name: Taxes in Berneck (SG): tax burden 2026 | taxoo (2023-2026)
Creator: ESTV

Municipality in the canton of St. Gallen, FSO no. 3233

Calculated by taxoo from ESTV tax data, tax years 2023 to 2026

Open Berneck in taxoo

Current tax burden

Total tax 2026, 1 Adult, 0 Kids, income CHF 100’000

CHF 12’596

12.60 % of income

Household	Income	Total tax% of income	% of income
1 Adult, 0 Kids, 80kIncome: CHF 80’000	CHF 80’000	CHF 8’57410.72 %	10.72 %
1 Adult, 0 KidsIncome: CHF 100’000	CHF 100’000	CHF 12’59612.60 %	12.60 %
1 Adult, 0 Kids, 150kIncome: CHF 150’000	CHF 150’000	CHF 24’16516.11 %	16.11 %
1 Adult, 1 KidIncome: CHF 100’000	CHF 100’000	CHF 6’2086.21 %	6.21 %
1 Adult, RetiredIncome: CHF 50’000	CHF 50’000	CHF 4’7279.45 %	9.45 %
2 Adults, RetiredIncome: CHF 100’000	CHF 100’000	CHF 10’20110.20 %	10.20 %
2 Adults, 0 KidsIncome: CHF 160’000	CHF 160’000	CHF 18’14511.34 %	11.34 %
2 Adults, 2 KidsIncome: CHF 150’000	CHF 150’000	CHF 10’9037.27 %	7.27 %

About Berneck

Berneck ranks 10 of 75 municipalities in the canton of St. Gallen for a single person on CHF 100’000, where rank 1 is the lowest tax burden.

Compared with the canton median the burden is lower, compared with the Swiss median it is lower.

From 2023 to 2026 the total tax fell by CHF 551. The largest component is the cantonal tax.

Historical tax trend

Total tax per year, 1 Adult, 0 Kids

2023CHF 13’147 13.15 %
2024CHF 12’693 12.69 %
2025CHF 12’602 12.60 %
2026CHF 12’596 12.60 %

All households by year
Household	2023	2024	2025	2026	Change 2023 to 2026
1 Adult, 0 Kids, 80k	CHF 8’989	CHF 8’633	CHF 8’576	CHF 8’574	-CHF 415 -0.52 pp
1 Adult, 0 Kids	CHF 13’147	CHF 12’693	CHF 12’602	CHF 12’596	-CHF 551 -0.55 pp
1 Adult, 0 Kids, 150k	CHF 24’940	CHF 24’302	CHF 24’174	CHF 24’165	-CHF 775 -0.52 pp
1 Adult, 1 Kid	CHF 6’818	CHF 6’321	CHF 6’208	CHF 6’208	-CHF 610 -0.61 pp
1 Adult, Retired	CHF 5’005	CHF 4’766	CHF 4’727	CHF 4’727	-CHF 278 -0.56 pp
2 Adults, Retired	CHF 10’805	CHF 10’325	CHF 10’201	CHF 10’201	-CHF 604 -0.60 pp
2 Adults, 0 Kids	CHF 19’078	CHF 18’307	CHF 18’150	CHF 18’145	-CHF 933 -0.58 pp
2 Adults, 2 Kids	CHF 11’812	CHF 11’115	CHF 10’903	CHF 10’903	-CHF 909 -0.61 pp

Component split

1 Adult, 0 Kids, 2026

Component	1 Adult, 0 Kids	1 Adult, 1 Kid	2 Adults, Retired	2 Adults, 2 Kids	Share (1A0K)
Federal tax	CHF 1’701	CHF 621	CHF 1’429	CHF 1’027	14 %
Cantonal tax	CHF 5’807	CHF 2’978	CHF 4’675	CHF 5’264	46 %
Municipal tax	CHF 5’088	CHF 2’609	CHF 4’097	CHF 4’612	40 %
Total tax	CHF 12’596	CHF 6’208	CHF 10’201	CHF 10’903

Church tax is not included in these figures.

Federal tax is the same in every municipality for a given household.

Ways to save tax

In Berneck, a single person on CHF 100’000 saves CHF 1’754 in tax for 2026 by paying the maximum into pillar 3a.

Tax saved per year, 2026
Lever	1 Adult, 0 Kids	1 Adult, 1 Kid	2 Adults, 2 Kids
Pillar 3a in fullCHF 7’258 per employed person	CHF 1’754	CHF 1’233	CHF 2’859
Pension fund buy-inCHF 10’000 paid in	CHF 2’394	CHF 1’649	CHF 1’977
Childcare costsCHF 10’000 a year, children under 14	-	CHF 1’649	CHF 1’977

Savings of the model households, calculated with the same engine as the tax figures. A buy-in needs a gap in the pension fund. Your saving depends on your income and deductions.

Calculate your own savings in My taxes

Canton comparison

Rank in the canton: 10 of 75 Rank 1 is the lowest tax burden.

1 Adult, 0 Kids, 2026
Canton comparison	Total tax% of income	% of income
This municipality: Berneck	CHF 12’59612.60 %	12.60 %
Canton median	CHF 13’86813.87 %	13.87 %
Lowest in the canton: Balgach	CHF 10’88110.88 %	10.88 %
Highest in the canton: Lütisburg	CHF 16’08016.08 %	16.08 %
Swiss median	CHF 15’29015.29 %	15.29 %