Taxes in Horgen
Municipality in the canton of Zurich, FSO no. 295
Calculated by taxoo from ESTV tax data, tax years 2023 to 2026
Current tax burden
Total tax 2026, 1 Adult, 0 Kids, income CHF 100’000
CHF 10’476
10.48 % of income
| Household | Total tax% of income |
|---|---|
| 1 Adult, 0 Kids, 80kIncome: CHF 80’000 | CHF 6’9948.74 % |
| 1 Adult, 0 KidsIncome: CHF 100’000 | CHF 10’47610.48 % |
| 1 Adult, 0 Kids, 150kIncome: CHF 150’000 | CHF 21’36614.24 % |
| 1 Adult, 1 KidIncome: CHF 100’000 | CHF 5’8935.89 % |
| 1 Adult, RetiredIncome: CHF 50’000 | CHF 3’5277.05 % |
| 2 Adults, RetiredIncome: CHF 100’000 | CHF 9’0569.06 % |
| 2 Adults, 0 KidsIncome: CHF 160’000 | CHF 15’6939.81 % |
| 2 Adults, 2 KidsIncome: CHF 150’000 | CHF 9’3916.26 % |
About Horgen
Horgen ranks 21 of 160 municipalities in the canton of Zurich for a single person on CHF 100’000, where rank 1 is the lowest tax burden.
Compared with the canton median the burden is lower, compared with the Swiss median it is lower.
From 2023 to 2026 the total tax fell by CHF 596. The largest component is the cantonal tax.
Historical tax trend
Total tax per year, 1 Adult, 0 Kids
| Household | 2026 | Change 2023 to 2026 |
|---|---|---|
| 1 Adult, 0 Kids, 80k | CHF 6’994 | -CHF 365 -0.46 pp |
| 1 Adult, 0 Kids | CHF 10’476 | -CHF 596 -0.60 pp |
| 1 Adult, 0 Kids, 150k | CHF 21’366 | -CHF 934 -0.62 pp |
| 1 Adult, 1 Kid | CHF 5’893 | -CHF 466 -0.47 pp |
| 1 Adult, Retired | CHF 3’527 | -CHF 283 -0.57 pp |
| 2 Adults, Retired | CHF 9’056 | -CHF 556 -0.56 pp |
| 2 Adults, 0 Kids | CHF 15’693 | -CHF 953 -0.60 pp |
| 2 Adults, 2 Kids | CHF 9’391 | -CHF 873 -0.58 pp |
Component split
1 Adult, 0 Kids, 2026
| Component | 1 Adult, 0 Kids | Share (1A0K) |
|---|---|---|
| Federal tax | CHF 1’701 | 16 % |
| Cantonal tax | CHF 4’494 | 43 % |
| Municipal tax | CHF 4’257 | 41 % |
| Personal tax | CHF 24 | 0 % |
| Total tax | CHF 10’476 |
Church tax is not included in these figures.
Federal tax is the same in every municipality for a given household.
Ways to save tax
In Horgen, a single person on CHF 100’000 saves CHF 1’647 in tax for 2026 by paying the maximum into pillar 3a.
| Lever | 1 Adult, 0 Kids |
|---|---|
| Pillar 3a in fullCHF 7’258 per employed person | CHF 1’647 |
| Pension fund buy-inCHF 10’000 paid in | CHF 2’202 |
| Childcare costsCHF 10’000 a year, children under 14 | - |
Savings of the model households, calculated with the same engine as the tax figures. A buy-in needs a gap in the pension fund. Your saving depends on your income and deductions.
Canton comparison
Rank in the canton: 21 of 160 Rank 1 is the lowest tax burden.
| Canton comparison | Total tax% of income |
|---|---|
| This municipality: Horgen | CHF 10’47610.48 % |
| Canton median | CHF 11’32711.33 % |
| Lowest in the canton: Zumikon | CHF 9’5779.58 % |
| Highest in the canton: Bachs | CHF 12’27312.27 % |
| Swiss median | CHF 15’29015.29 % |